Residential Lending - Services

Residential Mortgages
We have the resources, expertise and experience to meet your mortgage needs. Use our Mortgage Calculators and Mortgage Glossary to learn more about the mortgage process.

Apply Online for Residential Mortgages or Contact a Charter Mortgage Loan Officer


Reverse Mortgages
We have specialized loan officers to meet your reverse mortgage needs. Learn more.
Contact a Charter Mortgage Loan Officer who specializes in Reverse Mortgages.


Owner/Builder Construction Loans
We offer flexible finance options so you can build to suit your needs.
Contact a Charter Residential Construction Loan Officer
.


Lot Acquisition
A lot loan is the first step toward building the home of your dreams.

Apply Online for Lot Acquisition or Contact a Charter Lot Loan Officer

 

Second Mortgages
Get the cash you need for any purpose with a loan that is repaid over time and secured by your home.

Apply Online for Second Mortgages or Contact a Charter Consumer Loan Officer

 

Home Equity Line of Credit
We make it easy to leverage the equity you have built. Charter Home Equity Line of Credit Program offers competitive rates and repayment periods. Best of all, there is no origination fee.

Apply Online for Home Equity Line of Credit or Contact a Charter Consumer Loan Officer

 

Home Insurance
Let Charter help you get the insurance coverage you need for your new home.

Get a Quote

Apply Online

Mortgage Servicing Forms

Knowledge Center

Tools to put you in charge of your financial future