Take a Site Tour  ::  Become an Approved Lender  ::  Request Log In Access  ::  Contact Us  ::  Home  ::  Back BROKER AREA PRIME LENDING Broker User Guide Broker Agreement Checklist for Approval Loan Submission All Forms Register a Loan (Float/Market) Register and Lock a Loan Lock an Existing Registered Loan Change an Existing Registered or Locked Loan Cancel a Loan Product Guidelines Current Rates Approved Appraiser Lists Memoranda NON-PRIME LENDING Product Guidelines Current Rates CHARTER BANK·MORTGAGE·INSURANCE Welcome to Charter Wholesale Lending Building mutually profitable relationships with brokers has always been important to our success. That's why we make it as easy, hassle-free and rewarding as possible for brokers to work with us. Charter Mortgage also offers brokers some distinct advantages over other lenders, such as: Local Advantage Local ownership allows Charter to give you the quick decision and fast turnaround you need. Local processing, underwriting and closing make it easier for you to respond quickly to your customers' needs. Local decision making Fast turnaround Quick closings mean you get your fees faster Local service from people who are easy to work with Local pricing, competitive quotes Atypical properties evaluated case-by-case We handle the paperwork Call John Varoz at 505-332-5637 or Harvey Secor at 505-507-6196 for more information. Sign up for eMagic now Access Charter Bank AUS Brand Advantage Charter is a recognized Mortgage leader. In fact, more home buyers choose Charter Mortgage than any other lender in New Mexico. That's something your customers will appreciate. Largest mortgage company in the state of New Mexico Serves more than 30,000 mortgage customers Local loans for local customers benefit the local economy New Mexico Brokers can lend in Idaho and Texas with license or registration No solicit clause to borrowers $120 million in commercial loans last year alone Commercial mortgage loans up to $50 million Financing for office, industrial, retail and multi-family properties Product Advantage Charter offers a flexible range of competitively priced conforming and non-conforming mortgage loan products to help you meet your customers' needs. As Master Servicer and approved lender for the New Mexico Mortgage Finance Authority (MFA), we can provide financing for low-income, first-time home buyers. We can also create customized financial solutions when an existing product won't do the job. Government loans (Fixed and ARM) Conforming conventional fixed-rate loans Jumbo loan program Hybrid adjustable rate mortgages Commercial mortgage loans up to $50 million Approved MFA lender Interest-only loans Lot loans 2nd mortgages Construction loans Charter Choice Portfolio and Expanded Guideline products Servicing Advantage When you choose Charter, you can assure your customers that the loan you find for them won't be sold next month–or next year. Charter Mortgage retains the servicing on virtually all of the loans it originates, providing your customers with easy, personal, local access to their mortgage information. Ranked among the nation's top 50 servicers Servicing more than $3 billion in residential mortgage loans Charter offers Insurance, Banking and Mortgages to meet all of your customer's needs Only locally owned and operated New Mexico mortgage banker that securitizes and services residential mortgage loans If you are a first-time visitor, we invite you to take our Site Tour. Member FDIC  ::  Member American Bankers Association Member Mortgage Bankers Association of America  ::  Independent Insurance Agent Equal Housing Lender  Mortgages and Insurance are not FDIC insured and there is no bank guarantee. Investments are not FDIC insured, there is no bank guarantee, and they may lose value. Information contained herein is subject to change without prior written notice at any time.